Fees and Insurance Coverage
Fees & Coverage
We believe that understanding the cost of therapy shouldn’t be a guessing game. Below you’ll find a clear overview of our fees, what’s typically covered by insurance, and the options we offer to make quality care more accessible for families.
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Session Fees
Our fees vary by the clinical background and expertise of the practitioner you work with. All rates below are per 50-minute session.
$285
Registered Psychologists (Ph.D., C.Psych.)
This includes Dr. Zia Lakdawalla and Dr. Tamara Meixner. Our psychologists bring doctoral-level training, are authorized to provide psychological assessments and diagnoses, and hold registration with the College of Psychologists of Ontario.
$250
Psychology Resident
Our psychology residents are completing their supervised residency toward full registration. They bring advanced doctoral training and work under the direct supervision of a registered psychologist.
$225
Senior Therapists (Registered Psychotherapists and Social Workers)
Our senior therapists hold graduate-level training and are registered with their respective regulatory colleges. They bring years of clinical experience working with children, teens, and families.
$175
Student Therapists
Our student therapists are completing their graduate training under close weekly supervision by Dr. Zia Lakdawalla. They offer the same evidence-based approaches used across the practice at a reduced rate.
All fees are within the range recommended by the College of Psychologists of Ontario.
What’s Behind Our Fees
When you invest in therapy at FFEW, you’re not just paying for time in a session. You’re paying for a team that’s deeply committed to the quality of care your family receives. Here’s what goes on behind the scenes:
Weekly individual supervision. Every clinician meets with Dr. Zia weekly to review client progress, refine treatment plans, and ensure your child is getting the most effective care possible.
Bi-monthly team supervision. Our full team collaborates regularly, reviewing cases together and learning from each other’s expertise. This means your clinician has the collective knowledge of the entire team behind them.
Monthly expert training. We bring in leading experts in children’s mental health to train our team on the latest evidence-based practices. This keeps our approaches current and grounded in what the research shows actually works.
Intensive yearly training. Beyond monthly sessions, our team commits to deeper professional development each year, staying sharp on what’s current and effective in children’s mental health.
This investment in our team directly translates into better outcomes for your child and your family.
Insurance Coverage
Most of our services are covered by extended health benefits. If your plan includes coverage for registered psychologists, registered psychotherapists, or registered social workers, you’re likely covered.
Here’s what to check on your plan:
Does your plan cover psychology, psychotherapy, or social work services? Most employer-sponsored and private plans do.
What is your annual coverage limit? Plans typically cover between $500 and $5,000 per year per family member, depending on your employer and plan level.
Does your plan require a referral? Most insurance companies do not require a physician referral to see a psychologist or therapist, but some do. It’s worth confirming before your first session.
We provide receipts after each session that you can submit directly to your insurance provider. If you have questions about whether your specific plan covers our services, feel free to contact us and we’re happy to help you figure it out.
Affordable Options for Families
We know that therapy is a significant investment, and we want to make sure families who need support can access it. Here are a few ways we work to make care more accessible:
Group therapy programs. Our group programs offer evidence-based support at a lower per-session cost than individual therapy. Groups aren’t just a more affordable option, they’re a genuinely effective approach. Children benefit from peer connection and shared learning, and parents gain support from other families navigating similar challenges. Many families find that group therapy is exactly the right fit for where they are.
Sliding fee scale. We offer a limited number of sliding fee spots for families who need financial flexibility. Contact us for details about availability and eligibility.
Student therapists. Working with one of our student therapists is another way to access quality care at a reduced rate. Our students use the same evidence-based approaches as the rest of the team and receive close weekly supervision from Dr. Zia.
Frequently Asked Questions
Here are answers to common questions parents ask about this service—so you can feel more confident about what to expect.
How much does a child psychologist cost in Toronto?
At FFEW, registered psychologist sessions are $285 per 50-minute session. Senior therapists (registered psychotherapists and social workers) are $225, and student therapists are $175. Fees vary based on the clinician’s level of training, expertise, and registration. All fees are within the range recommended by the College of Psychologists of Ontario.
Does insurance cover child therapy in Ontario?
Most extended health benefits plans cover sessions with registered psychologists, registered psychotherapists, and registered social workers. Coverage amounts vary by plan, typically between $500 and $5,000 per year. Check with your insurance provider to confirm your specific coverage. We provide receipts after each session for direct submission.
Do you offer affordable therapy options?
Yes. We offer group therapy programs at a lower per-session cost, a limited number of sliding fee spots for families who need financial flexibility, and student therapist sessions at a reduced rate of $175 per session. Contact us to discuss which option might be the best fit for your family.
Do I need a referral to see a psychologist?
Most insurance companies in Ontario do not require a physician referral to see a registered psychologist, but some plans do. It’s worth checking with your provider before booking. You do not need a referral to book a consultation with us.
What’s included in the session fee?
Your session fee covers the direct clinical time with your therapist plus the clinical infrastructure that supports it: weekly individual supervision, bi-monthly team consultation, monthly expert training, and ongoing professional development. This investment in our team ensures your family receives the highest quality evidence-based care.